We understand that growing and maintaining your herd is essential for ranchers. That’s why we provide loan options and customer service to help you get what you need, when you need it.
Terms are available from 1 to 5-years. Payment plans can be annual, semi-annual, quarterly or monthly depending on what works best for you. Rates can be fixed or variable.
To apply for a loan, call the Idaho AgCredit branch nearest you and talk to a loan officer. Nearly all decisions are made right in your local office.
Whether you have a dairy, cow calf operation, or constantly buy and sell cows, we can customize your loan to whatever best fits the needs of your operation.
Idaho AgCredit has programs for Young, Beginning, and Small farmers (YBS) that will help them accomplish their farming or ranching goals. It is part of our mission to provide sound credit to enable Young, Beginning, and Small farmers to begin, grow, or remain in agricultural production and to facilitate the transfer of agricultural operations from one generation to the next. We are a Preferred Lender with the Farm Service Agency (FSA). Our experience and knowledge of the FSA programs is just one of the many ways we provide operating, equipment, livestock, and real estate loans to YBS producers.
We encourage inquiries for loans from all agricultural producers, including market segments that may be overlooked by other lenders, such as loans to youth or individuals who are just getting started in farming or ranching and individuals who are farming or ranching in “new markets” such as specialty crops, farm to table, or farmer’s markets.
Farmers and ranchers who have one or more of the following criteria may quality for our YBS loan program: