Idaho AgCredit is part of the national Farm Credit System, the number one lender to U.S. agriculture and Rural America since 1916. For more than 80 years, we have been a reliable source of credit to farmers in good and bad times.
Since we are part of the Farm Credit System, we lend only to agriculture, and that means we won’t be trying to make a “portfolio adjustment” like some commercial lenders do when times get tough. We know how to help you work through tough times, and can offer lending programs that reach out with a helping hand.
Your Idaho AgCredit loan officer is a professional who knows the ins and outs of agricultural businesses, and makes a point to thoroughly understand your business and its financial needs. You can be certain that your loan officers and management at Idaho AgCredit have personal experience in production agriculture. Most grew up on farms and ranches, and several continued in their family business either before — and sometimes while — working for us.
Our loan decisions are made locally by a committee of branch managers and senior management, all of whom you will have a chance to get to know when you come into our branches or attend our stockholder meetings.
Idaho AgCredit loan officers and financial service experts come right to your place of business, walk your property and observe your operation, just to learn more about your business and to provide the best possible service.
Money at a Fair Price
As a borrower-owned cooperative, Idaho AgCredit is committed to providing the best value in the marketplace. Our rates are very competitive, and we structure our terms to match your cash flow. Our patronage program returns excess profits to members.