Dedicated
to agriculture in good times and bad.
Idaho Ag Credit is part of the national Farm Credit System, the number
one lender to U.S. agriculture and Rural America since 1916. For more
than 80 years, we have been a reliable source of credit to farmers —
in good times and bad.
A steady hand.
Since we are part of the Farm Credit System, we lend only to agriculture,
and that means we won't be trying to make a "portfolio adjustment" like
some commercial lenders do when times get tough. We know how to help you
work through tough times, and can offer lending programs that reach out
with a helping hand.
Ag-business
expertise.
Your Idaho Ag Credit loan officer is a professional who knows the ins
and outs of agricultural businesses, and makes a point to thoroughly understand
your business and its financial needs.
Local decisions.
Our loan decisions are made locally by a committee of branch managers
and senior management, all of whom you will have a chance to get to know
when you come into our branches or attend our stockholder meetings.
On-farm service.
Idaho Ag Credit loan officers and financial service experts come right
to your place of business, walk your property and observe your operation,
just to learn more about your business and to provide the best possible
service.
Money at a fair price.
As a borrower-owned cooperative, Idaho Ag Credit is committed to providing
the best value in the marketplace. Our rates are very competitive, and
we structure our terms to match your cash flow.
One-stop shopping.
Besides short, intermediate and long term loans, Idaho Ag Credit also
offers appraisals, business consulting, equipment leasing, credit life
insurance, crop insurance and more.
Ownership has its privileges.
With the exception of one required non-borrower, our board of directors
is comprised of farmers and ranchers who borrow from our association.
They listen to you, and know that any changes they make will affect them
too. You have an active voice in how your lender is managed through these
member/directors, annual stockholder meetings and direct contact with
senior management.
We are pleased to serve our customers, and prove that "The Customer Comes First" at Idaho Ag Credit
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