Idaho Ag Credit: About: Who We Are

Idaho Ag Credit At A Glance

Lending to Idaho and Wyoming farmers and ranchers, in good times and bad, since 1934.
Part of the national Farm Credit System founded in 1916 to promote the growth and prosperity of agriculture throughout the United States.
Serving people involved in the business of agriculture, including: farms, ranches, dairies, warehouses and processors, nurseries and greenhouses, foresters, landlords, part-time growers, agribusinesses and country home owners.
A full range of credit services:
- Real estate loans
- Equipment loans
- Operating loans
- Country home mortgage loans
- Letters of credit
Financial services that enhance productivity and profitability:
- Leases
- Business consulting
- Appraisals
- Crop insurance
- Credit life insurance
Proud sponsors of many agricultural and community activities, including 4-H and FFA programs, the Idaho Ag Hall of Fame, agribusiness management seminars and chambers of commerce.

A little history.
In 1933, Congress modified existing Farm Credit legislation to allow farmers to charter Production Credit Associations (PCAs). Eastern Idaho Production Credit Association was one of the first such cooperative associations, opening our doors for business in 1934.

In 1991, we became Eastern Idaho Agricultural Credit Association so we could make production and real estate loans.

In January 2000, we rang in the new millennium with our new name — Idaho Agricultural Credit Association, which more accurately reflects our growing lending area. Although our name changed twice, our staff, management and member/ownership have remained the same, free of any "corporate takeover/merger."

Through the years, our strength has been our active and supportive member/borrowers and our staff. You can be certain that your loan officers and management at Idaho Ag Credit have personal experience in production agriculture. Most grew up on Idaho or Utah farms and ranches, and several continued in their family business either before — and sometimes while — working for us.

What is a "cooperative"?
When you become an Idaho Ag Credit borrower, you become a member of a financial cooperative with stockholder voting rights. Any profits that we earn are returned to you through reduced-cost services and lower interest rates. Our board of directors is local, (some members are probably your neighbors) and you have a strong voice in the services we provide to you.

Key Benefit: Lower overall fee and interest costs mean you have more dollars left in your pocket when you sell your crop.

Board
Association Reports

	Idaho Ag Credit is an equal credit opportunity lender.
	Idaho Ag Credit is an equal housing lender.